Seven Corners Travel Insurance Reviews: Secure Your Next Trip Now

Purchasing travel insurance before any trip is critical for peace of mind and financial security. It protects you against unforeseen circumstances such as trip cancellations, medical emergencies, and misplaced luggage.

Travel insurance covers expenses incurred as a result of such accidents, ensuring you are not left stranded or burdened with large bills while away from home. It also provides help services such as emergency medical evacuation and 24-hour support, giving reassurance and support in difficult situations.

Finally, investing in travel insurance provides a safety net, allowing you to set out on your adventure with confidence, knowing you’re ready for the unexpected.

Today’s post features seven Corners travel insurance reviews, which cover their travel insurance plans, perks, rates, coverages, pros, and downsides, best available alternative options, and much more.

Introduction to Seven Corners Travel Insurance

Jim Krampen and Justin Tysdal launched Seven Corners, then known as Specialty Risk Worldwide, in 1993 after recognizing a need in the worldwide insurance market for a focus on customer service.

The company started with a single travel insurance product. Today, they meet the demands of hundreds of thousands of members globally with a diverse variety of products and services.

Seven Corners Travel Insurance is a travel industry staple, providing comprehensive coverage and great service to travelers all over the world. With over three decades of experience, Seven Corners has built a reputation for dependability, creativity, and customer focus.

Their comprehensive choice of insurance products meets the varying demands of travelers, whether for leisure, business, or adventure.

From trip cancellation and interruption to medical emergencies and baggage loss, Seven Corners offers comprehensive coverage to protect travelers from unexpected events.

What distinguishes Seven Corners is its commitment to providing personalized guidance and support around the clock.

Their expert team is dedicated to ensuring that claims are processed smoothly and that any difficulties that happen during your trip are resolved quickly.

Seven Corners Travel Insurance provides the peace of mind you need to experience the globe with confidence, whether you’re traveling alone, with your family, or on business.

Seven Corners Insurance Benefits

Seven Corners Insurance provides a variety of benefits to travelers, assuring comprehensive coverage and peace of mind throughout their journey. Some important advantages include:

1. Trip Cancellation and Interruption Coverage: Protection against unexpected travel cancellations or interruptions caused by covered circumstances such as illness, injury, or unforeseen events.
2. Emergency Medical and Dental Coverage: Coverage for medical expenses incurred while traveling, including emergency medical evacuation and repatriation, as well as dental emergencies.
3. Baggage Loss and Delay Coverage: Lost, stolen, or damaged baggage is reimbursed, and fees spent as a result of baggage delays are covered.
4. Travel Assistance Services: Access to 24-hour travel aid services, such as medical care, emergency financial transfers, and travel arrangements in the event of an emergency.
5. Accidental Death and Dismemberment Coverage: Financial protection in the event of accidental death or serious injury when traveling.
6. Pre-existing Medical Condition Coverage: Coverage for pre-existing medical issues is available, subject to specific limitations.
7. Additional Benefits: Depending on the plan selected, extra benefits may include coverage for adventure sports, rental car damage, vacation delays, and more.

Overall, Seven Corners Insurance strives to provide travelers with comprehensive coverage and great service, ensuring a worry-free travel experience.

Seven Corners Travel Insurance Plans

Seven Corners provides a selection of travel insurance products tailored to the various demands of travelers. Some of their most popular travel insurance policies include:

Seven Corners Trip Protection Insurance: Seven Corners Trip Protection Insurance covers the cost of your vacation, medical bills, and baggage.

1. If you become ill or injured during your trip, your Seven Corners plan covers emergency medical care. You also receive emergency medical evacuation coverage, which transports you to the nearest medical facility if your location cannot provide the necessary care.
2. If you cancel or interrupt for a covered cause, our plans will return any unused, nonrefundable fees or deposits for the travel arrangements you bought for your trip. You’ll also receive crucial benefits like Trip Delay and Missed Cruise/Tour Connection.
3. If your baggage is lost, stolen, damaged, or destroyed during your journey, we can reimburse you for critical personal goods and assist you in recovering your losses.

The plan is offered to US residents up to the age of 99. You can purchase either one-way or round-trip coverage. You cannot purchase this plan if you live in one of the following states: New York or Washington.

Seven Corners Trip Protection has two variants in this plan:

Seven Corners Trip Protection Annual Multi-Trip: Seven Corners Trip Protection Annual Multi-Trip allows you to travel as often as you desire on a single convenient plan.

That’s a full year of travel protection that includes trip cancellation, interruption, and delay.

This plan is offered to residents of the United States, except Minnesota, New York, and Washington.

With this travel insurance, you can travel as frequently as you choose during the term of your plan’s coverage, as long as each trip does not exceed 40 days (30 days for Florida residents).

Trip Protection Annual Multi-Trip covers pre-existing diseases such as heart disease, diabetes, and autoimmune disorders after 60 days of coverage. At the end of your annual coverage, you can re-purchase the plan for another year.

You’ll also receive travel medical benefits, COVID-19 coverage covering protection for medical bills, trip cancellation, and more if you become ill, and luggage protection for every trip you take this year.

RoundTrip Choice: Enhanced trip protection with higher coverage limits and additional benefits, such as coverage for pre-existing medical conditions, Cancel For Any Reason (CFAR) coverage, and more.

This plan has the following benefits:

Benefits	Coverage
Trip Cancellation	$2,500; $5,000; $7,500; and $10,000
Trip Interruption	Up to 150% of the Trip Cancellation limit
Trip Delay	Reimburses you up to $200 per day and $2,000 per year
Missed Connection	Up to $1,000 per year
Travel Medical Expenses	Pays up to $250,000 ($50,000 for New Hampshire residents), Emergency dental expenses up to $750
Emergency Evacuation and Repatriation of Remains	Primary coverage up to $500,000
Baggage and Personal Effects Coverage	Up to $2,000
Baggage Delay	Up to $100 per day to a maximum of $1,000
Travel Assistance Services	Include emergency telephone interpretation assistance, roadside assistance, emergency cash transfer assistance, missed connections coordination, legal referrals, and more.

Seven Corners USA Trip Protection: Seven Corners provides Get Away USA Trip Protection, which is a standard plan that includes trip cancellation up to 100% of trip cost up to $20,000 per person, trip interruption up to 125% of trip cost, and 24/7 non-insurance travel assistance.

You can also combine it with an air trip package, medical coverage, and other perks.

Bundle with	Coverage
Air travel Trip Delay (6 hours)	$100 per day to a $300 maximum
Air travel Travel Inconvenience	$150 if while on a trip for Missing Work, and Flight Diversion
Baggage and Personal Effects	$250 per item to a $500 maximum
Baggage Delay (6 hours)	$100 per day to a $250 maximum
Emergency Accident and Sickness Medical Expenses	Emergency Accident and Sickness Medical Expenses
Emergency Medical Evacuation and Repatriation of Remains	$250,000
Emergency Dental Expense	$250
Optional Rental Car Damage	$50,000
Optional 24-Hour Other than Common Carrier	$20,000
Optional Cancel, Trip Interruption for Any Reason	75% of your nonrefundable insured trip cost

You are covered when traveling within the 50 United States and Washington, D.C. There is no coverage for travel to US territories.

To purchase Get Away USA, your travel must be at least 100 miles from your primary residence. This package can cover a journey for a maximum of 90 days.

Seven Corners Travel Medical Insurance: When you’re traveling far away from home, international travel medical insurance provides medical benefits, medical evacuation coverage, and non-insurance travel support.

This plan covers:

With Seven Corners Assist, their worldwide travel support service, they will:

Seven Corners Travel Medical Annual Multi-Trip: 7 Corners Travel Medical Annual Multi-Trip offers the convenience of annual or long-term travel insurance coverage for multiple journeys. It covers up to $1,000,000 in pandemic travel insurance and a $1,000 00 emergency medical evacuation bonus.

You can purchase coverage once a year and then travel as often as you want. You may also customize your coverage by picking a trip duration of 30, 45, or 60 days.

You are insured for overseas trips for the duration of the trip you decide. You can also choose your deductible.

To be covered, you must be at least 14 days old and under the age of 76. You can purchase coverage for yourself, your legal spouse, domestic partner, or civil partner, and unmarried dependent children under the age of 19, and the duration of coverage is 364 days worldwide.

You will receive $1,000,000 coverage for ages 14 days to 64 years old, and $100,000 for ages 65 to 75. You have three deductible options: $0, $250, and $500.

United States citizens, including those with dual citizenship, and Green Card/Permanent Resident cards are not eligible to purchase this plan for travel to the United States and its territories.

Seven Corners Travel Medical USA Visitor Basic & Choice: If you’re planning a trip to the United States, you should be aware that medical expenses in the country are among the highest in the world.

That is why Seven Corners Travel Medical USA Visitor should be considered to safeguard you if you become ill or injured while traveling.

It provides planned benefits, is reasonably priced even for longer travels, and includes 24-hour multilingual travel help services.

Any non-US citizen or resident traveling to the United States can purchase Seven Corners Travel Medical USA Visitor.

Benefits	Travel Medical USA Visitor Basic	Travel Medical USA Visitor Choice
Coverage Length	5 days to 364 days	5 days to 364 days
Coverage Extension	Extendable for a total of 364 days	Extendable for a total of 1,092 days
Coverage Area & Age	United States & 14 days to age 99	United States & 14 days to age 99
Lifetime Plan Maximum	$1,000,000	$1,000,000
Hospital Room & Board	$1,100 per day, 30-day maximum	$2,000 per day, 30-day maximum
Hospital Intensive Care Unit	Additional $500 per day, 8-day maximum	Additional $750 per day, 8-day maximum
Surgery	$3,000	$5,000
Anesthetist	$500	$1,000
Physician Office Visits, including Urgent Care and Telehealth Consultations or Care	$75 per visit, 1 per day, 30 visits maximum	$100 per visit, 1 per day, 30 visits maximum
Consulting Physician	$250	$500
Private Duty Nursing	$500	$650
Pre-Admission Tests	$750	$1,000
Diagnostic Basic	$500	$750
Diagnostic Comprehensive	$750	$1,250
Emergency Room Services	$350	$600
Prescription Drugs	$200 per Period of Coverage	$350 per Period of Coverage
Initial Orthopedic Prosthesis or Brace	$1,000	$1,250
Medical Equipment Rental	$1,200	$1,500
Local Ambulance	$300	$500
Incidental trips to Home Country	$25,000	$50,000
Terrorist Activity	$25,000	$50,000
Dental — Sudden Relief of Pain/ Accident	$500	$750
Return of Mortal Remains	$20,000	$25,000
Local Burial or Cremation	$20,000	$25,000

You can get coverage for yourself, your spouse, your children, and your travel companions. To be covered, you must be at least 14 days old and less than 100 years old.

Seven Corners Medical Evacuation and Repatriation: If you are studying in the United States on a J visa, you must have at least $50,000 in emergency medical evacuation coverage and $25,000 for repatriation of remains. Seven Corners Medical Evacuation and Repatriation is a yearly plan that offers this protection.

This plan is available to any non-US citizen or resident traveling to the United States for full-time educational purposes. You do not need to hold a visa. Some institutions may require you to purchase the university’s health insurance plan.

However, these plans frequently do not provide evacuation and repatriation coverage. It covers the costs and services related to your emergency medical evacuation or repatriation back to your native country.

Benefits	Coverage
Period of Coverage	365 days
Coverage Area	United States
Emergency Medical Evacuation and Repatriation	$50,000
Return of Mortal Remains	$50,000
Local Burial or Cremation	$50,000
Accidental Death & Dismemberment (AD&D) included for	$10,000  Principal Sum for the Primary Insured, $5,000 Principal Sum for the Primary Spouse, $1,000  Principal Sum for the Child

These are the travel insurance options provided by Seven Corners. Each plan has its own set of benefits, coverage restrictions, and customization choices to meet individual requirements and preferences.

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How to get Seven Corners Travel Insurance quote

To obtain a Seven Corners Travel Insurance quote, please complete these steps:

Visit the Seven Corners website: Go to the Seven Corners official website at www.sevencorners.com.

Select Insurance: Navigate to the Insurance section on the website. You will find it in the main menu and then choose the most suitable travel insurance plan for you.

Once you click on that plan, it will open a new tab here you need to click on the Get a Quote button.

Enter trip details: Once you’ve decided on a plan, you’ll normally need to enter information about your trip, such as travel dates, destination, trip cost, number of passengers, date of birth, country, and citizenship. Then click on the quote & buy button.

Here, you can also add travelers with you or you have an option for a group of 10 people.

Customize coverage: Depending on the plan, you may be able to modify your coverage, such as including coverage for pre-existing medical problems or increasing your coverage limits.

Get a quote: After entering your trip information and configuring your coverage, you should be able to see a quote for the chosen plan. The quote will provide you with an estimate of the cost of the insurance based on the information you provided.

Review and purchase: Examine the quote to ensure it fulfills your requirements and budget. If you are satisfied with the quote, you can purchase the travel insurance directly from the Seven Corners website.

Alternatively, you may contact Seven Corners directly by phone or email to receive a personalized price and assistance in picking the best travel insurance plan.

Seven Corners Travel Insurance Pricing and Value

Seven Corners Travel Insurance prices vary depending on the kind of coverage, trip details, duration, age of travelers, and any other options chosen.

While pricing specifics cannot be offered owing to the fluctuation of insurance rates, Seven Corners strives to provide low pricing while delivering complete coverage and outstanding value to travelers.

The value of Seven Corners Travel Insurance stems from its wide coverage options, which include trip cancellation/interruption, emergency medical and dental care, baggage loss/delay coverage, emergency medical evacuation, and more.

In addition, Seven Corners offers 24-hour travel assistance to help clients during an emergency or unforeseen event during their journey.

When comparing the cost of Seven Corners Travel Insurance, travelers should examine the coverage features provided, the degree of protection required for their trip, and the piece of mind that comes with having dependable travel insurance.

While affordability is important, choosing coverage that effectively protects against potential hazards and provides a worry-free travel experience is critical. Comparing rates and understanding Seven Corners Travel Insurance’s value proposition will help travelers make informed decisions when choosing an insurance plan.

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Seven Corners Travel Insurance Claims Process

Seven Corners Travel Insurance’s claims process is clear and effective, allowing travelers to effortlessly file claims and obtain compensation for covered expenses. Below is an overview of the typical claims process with Seven Corners:

• Notification: If there is an incident or covered event during your vacation that could lead to a claim, you must tell Seven Corners as soon as possible. You may usually accomplish this by calling their claims department, sending an email, or using their online claims portal.
• Documentation: Seven Corners will require documents to back up your claim. This may contain receipts, invoices, medical records, police reports (if appropriate), and any other documents about the occurrence or expenses involved.
• Claim Submission: Once you’ve obtained all essential evidence, you can file your claim with Seven Corners. This can usually be done online through their claims site or by sending the documentation to their claims department.
• Claim Review: Seven Corners will analyze your claim and documents to assess eligibility and coverage under your travel insurance policy. They may contact you for more information or clarification if necessary.
• Adjudication: After assessing your claim, Seven Corners will choose whether to approve or deny it based on the terms and conditions of your policy and the documentation submitted.
• Reimbursement: If your claim is approved, Seven Corners will reimburse you for the covered expenses under the terms of your policy. Checks, bank transfers, and other acceptable payment methods may be used to issue reimbursement.

It’s critical to understand the precise claims process specified in your Seven Corners Travel Insurance policy, as procedures and requirements may differ depending on the type of coverage and the circumstances of the claim. Additionally, keeping accurate records and evidence of expenses incurred during your vacation might help speed up the claims process and compensation.

Seven Corners Travel Insurance Pros and Cons

When selecting Seven Corners Travel Insurance, there are various benefits and downsides to consider:

Pros of Seven Corners Insurance:

1. Comprehensive Coverage: Seven Corners provides extensive coverage choices for travelers, including trip cancellation/interruption, emergency medical and dental, baggage loss/delay, and more.
2. Excellent coverage limits for medical expenditures and evacuation.
3. Customizable Plans: Travelers can select from a variety of plans and choices to tailor coverage to their unique needs, including international travel, domestic travel, student travel, and other criteria.
4. Competitive Pricing: Seven Corners strives to provide competitive pricing for its travel insurance policies, ensuring value for travelers looking for inexpensive coverage.
5. 24/7 Assistance Services: Seven Corners offers 24-hour travel aid services, including medical assistance, emergency cash transfers, and assistance with travel arrangements, ensuring that travelers receive support and assistance whenever they need it.

Cons of Seven Corners Insurance:

1. Pre-existing Conditions Coverage: Depending on the plan chosen, coverage for pre-existing medical issues may be limited and exclude certain conditions, and extra restrictions may exist.
2. Some plans are not available to U.S. residents
3. Missed connection coverage is limited to cruises and tours.
4. Claims Process: While Seven Corners seeks to make the claims process as simple and effective as possible, some passengers may find it cumbersome or experience delays in receiving payment.
5. Coverage Limits and Exclusions: Seven Corners Travel Insurance plans, like any other insurance policy, have coverage limits, exclusions, and conditions that travelers must be aware of to secure adequate protection for their needs.
6. Limited Coverage for Certain Activities: Depending on the plan chosen, coverage for adventure sports, high-risk activities, or specific circumstances may be limited or necessitate the inclusion of additional riders.

Overall, Seven Corners Travel Insurance provides vital protection and support to travelers, but it is critical to carefully evaluate the policy terms, coverage alternatives, and limitations to ensure that it suits your individual needs and preferences.

Comparing plans and knowing the benefits and drawbacks can help travelers make informed decisions about travel insurance coverage.

Seven Corners Travel Insurance Customer Service

You can contact Seven Corners Travel Insurance customer care using the following methods:

• Phone: You can call Seven Corners Travel Insurance at 1-800-335-0611. The phone number is usually found on their website or in the papers you received when you purchased your travel insurance policy.
• Email: Seven Corners has a dedicated email address for customer support inquiries: customerservice@sevencorners.com. You can send an email to this address with your query or complaint, and a customer support person should answer within a reasonable time frame.
• Online Contact Form: Seven Corners provides an online contact form on its website. You can fill out this form with your contact information and the specifics of your inquiry, and a customer service representative will call you.
• Live Chat: Seven Corners offers a live chat function on their website, allowing you to communicate with a customer care professional in real-time. Check the Seven Corners website to see whether they have live chat help.
• Social Media: Seven Corners has a strong presence on social media platforms like Facebook, Twitter, and LinkedIn. You can contact them through these means with any questions or concerns.

When contacting Seven Corners Travel Insurance customer care, be sure you have your policy number and other necessary information on hand to speed up the process. Additionally, be prepared to provide clear and concise information about your issue or complaint to receive a timely and useful answer from their customer support team.

Seven Corners Travel Insurance reviews

There are numerous third-party websites, such as Trustpilot and Better Business Bureau, where we may obtain reliable Seven Corners insurance reviews from actual Seven Corners travel insurance consumers.

Seven Corners Insurance reviews on Trustpilot: There are over 5K Seven Corners reviews on Trustpilot with 4.1 stars and great ratings.

Seven Corners insurance reviews on BBB: There are 50 Seven Corners insurance reviews with 1.14 stars and A+ ratings. Seven Corners Insurance Company is BBB Accredited Since 6/18/1999.

Best alternative travel insurance companies to Seven Corners Travel Insurance

If you’re looking for travel insurance choices other than Seven Corners, there are several reliable businesses to consider. Here are some notable alternatives.

1. World Nomads: World Nomads provides travel insurance for adventurous travelers, including coverage for a variety of activities and destinations. They are noted for their adaptable policies and exceptional customer service.
2. Allianz Global Assistance: Allianz is one of the world’s major travel insurance providers, providing a wide range of policies and comprehensive coverage options. They offer 24/7 assistance and have a simple claims process.
3. Travel Guard (by AIG): Travel Guard provides a variety of travel insurance options designed for different types of passengers and vacations. They cover trip cancellation/interruption, emergency medical bills, baggage loss/delay, and more.
4. AXA Assistance USA: AXA support offers travel insurance plans with flexible coverage options, such as medical coverage, trip cancellation/interruption, and emergency support services.
5. Berkshire Hathaway Travel Protection: Berkshire Hathaway provides travel insurance plans with novel features including set benefit amounts and customizable coverage options. They are well-known for their excellent service and quick claim processing.
6. Travelex Insurance Services: Travelex provides a choice of travel insurance policies that include trip cancellation/interruption, emergency medical coverage, and optional upgrades for more coverage.

These are just a few alternatives to Seven Corners Travel Insurance; there are plenty of other reliable travel insurance providers available. To determine the best fit for your specific needs and preferences, evaluate each company’s coverage options, cost, customer ratings, and reputation.

Conclusion: How good is Seven Corners Travel insurance?

Finally, Seven Corners Travel Insurance stands out as a respectable alternative for travelers looking for complete coverage and dependable help on their journeys.

With over 30 years of industry expertise, Seven Corners has established itself as a reliable provider known for its varied choice of insurance policies tailored to individual travel needs.

The company provides personalized coverage choices, such as trip cancellation/interruption, emergency care and dental, baggage loss/delay, and more, giving passengers peace of mind and financial protection against unforeseen catastrophes.

Furthermore, Seven Corners’ commitment to customer service is demonstrated by its 24-hour travel assistance services, which ensure travelers have access to support and assistance whenever needed.

While there are some limitations and concerns to be aware of, Seven Corners Travel Insurance is a good option for people and families wishing to protect their travels with great coverage and help.