Best Oxford Auto Insurance Reviews for auto owners

Despite sounding more like automobile insurance companies, Oxford Auto Insurance offers regional-specific insurance brokerage services for consumers from more than 15 insurance companies.

The business has 45 locations across Illinois, where customers can get personal assistance in gaining affordable car coverage in Chicago.

You may use the company website’s “quote or buy now” option to get coverage anytime. A customer of our partner insurance provider can purchase rideshare coverage by comparing Oxford Insurance rates.

There are many insurance providers in the market places today. But oxford auto Insurance isn’t an insurance company.

Oxford auto insurance is an insurance broker that has alliances with 15+ insurance companies in the different-different locations.

Oxford auto insurance agency provides low-cost automotive insurance, no other insurance agency can compare to Oxford Auto Insurance. Oxford auto insurance helps you to find better insurance plans for you.

Oxford auto insurance is an insurance broker which provides the cheapest auto insurance for high risks drivers. So, let’s have a look is oxford’s auto insurance history-

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About Oxford Auto Insurance Company?

Oxford auto insurance has been in the insurance business for more than 65 years. They provide insurance in Chicagoland at very competitive rates. Oxford insurance broker provides car insurance, motorcycle insurance, or SR-22 insurance.

Being a bridge between the insurer and customer oxford insurance compares the rates of more than 15 insurance companies to find the one that will best suit your needs.

Oxford auto insurance is based in Illinois, and they take pride in being better than the rest of the insurance brokers.

They claim of having a 90% customer satisfaction rating. And they provide superior customer service. Oxford auto insurance agency is now available in 40 different locations, and they are still progressing to operate in other locations.

You can also apply for auto insurance online via their website. Using the oxford auto insurance website you can see the competitive rates of insurance plans from different insurers, purchase insurance, and renew your policy.

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How do you get Oxford Auto Insurance car insurance quotes?

Oxford auto insurance agency gives you competitive auto insurance rates in the market at 40+ different locations.

To get quotes from oxford auto insurance you can visit oxford auto insurance’s official website.

Then it will lead you to the homepage simply click on the get quote and buy now options on the right side.

After clicking on the quote and buy now option it will lead you to another page-

Then simply choose the type of insurance, provide your zip code, and click on continue.

And then you show another window where need to put your location, name address, zip code, city, and email address

After all, the details click on continue.

And it will ask you for some details about your vehicle year, model, insurance package, and engine.

After completing this step it will ask you about adding a driver. Here, you will be asked about your date of birth, marital status, license state, and many more things.

After providing all the steps click on continue. Then it will show you the comparative rates from different -different insurers.

After choosing your best-fit need click on the buy today option and make an oxford auto insurance payment. That’s it.

Now the biggest question or doubt that comes to mind while taking insurance as an auto owner is about coverage. Let’s have a look at what oxford auto insurance agency provides-

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Oxford Auto Insurance Coverage

Oxford auto insurance provides many kinds of insurance coverages which are listed below.

BODILY INJURY LIABILITY COVERAGE (BI)

Bodily injury liability coverage pays for injuries/death to people involved in the accident other than the insured driver. Being an auto owner you must have bodily injury liability coverage because it also pays for legal defense costs if you are sued. So, check your policy.

COMPREHENSIVE COVERAGE

Comprehensive coverage insures your vehicle from damage that is not done by any vehicle like fire, theft, windstorm, flood, and vandalism. Comprehensive coverage pays for your damage in all these seniors except collision.

COLLISION COVERAGE

Collison coverage pays for your bills when your insured vehicle hits by another vehicle or object during overturns. Collision coverage only pays for the damage to your vehicle. Collision coverage doesn’t pay for your medical expenses or bills.

FULL COVERAGE

Full coverage refers to coverage more than liability coverage.

LOAN/LEASE PAYOFF COVERAGE

Loan/Lease Payoff coverage means how much your insurance company will pay you in case of a total loss of your vehicle. But for that insurance policy must be on the vehicle owner.

MEDICAL PAYMENTS (MEDPAY) COVERAGE

Medical payment coverage known as med pay is optional insurance coverage. It pays for medical and funeral expenses for covered persons due to an auto accident.

PERSONAL INJURY PROTECTION (PIP) COVERAGE

PIP is a coverage in which the auto insurance company pays, within the specified limits, the medical, hospital, and funeral expenses of the insured person, people in the insured vehicle, and pedestrians struck by the insured vehicle. PIP is the basic coverage implemented in no-fault automobile insurance states.

PROPERTY DAMAGE LIABILITY COVERAGE (PD)

Property damage liability coverage pays for damage to others’ property resulting from the accident, or from your vehicle. Property damage liability coverage also pays for legal defense costs if you are sued but for that refer to your policy first.

RENTAL REIMBURSEMENT COVERAGE

Rental Reimbursement provides rental car coverage if you have a claim that is covered under Comprehensive or Collision coverage. Daily rental amounts are subject to the limit purchased.

ROADSIDE ASSISTANCE COVERAGE

Have you ever imagined what if your vehicle shut down in the middle of the highway? How will you take your vehicle to your home or garage to repair it? Well, roadside Assistance is there for you. Roadside assistance coverage provides services such as towing, flat tire change, locksmith service, and battery. You can also choose roadside assistance coverage for an additional premium if it is not already included in your insurance policy.

SR-22

An SR-22 is a document required by the court that demonstrates proof of financial responsibility for persons convicted of certain traffic violations.

UNINSURED MOTORIST COVERAGE (UM)

Uninsured motorist coverage enables any auto owner to vehicle repair an accident with a hit-and-run driver. It also provides a facility for the injuries, including death, that you, your resident relatives, and occupants of your insured vehicle sustain, up to the limits you select.

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How much does Oxford Auto Insurance car insurance cost on average?

Your insurance product cost depends on many factors like your age. locality, your driving history, and if you had any tickets. Oxford generally provides very comparative rates. Oxford gives you a quote list and you can choose any one of them as your insurer.

Chicago Oxford Auto Insurance Locations

Oxford auto insurance Agency provides competitive insurance in different 47 locations across the state of Illinois.

Oxford auto insurance agency has offices in ADDISON, AURORA, BERWYN, BLUE ISLAND, BROADVIEW, CALUMET CITY, CHICAGO, DOWNERS GROVE, ELGIN, EVERGREEN PARK, HARVEY, HICKORY HILLS, LYONS, MIDLOTHIAN, OAKBROOK TERRACE, OAK PARK, WESTMONT, VILLA PARK.

You can see the list of all their office places here-

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How do I file a claim with Oxford Auto Insurance?

Filling a claim is a quite hard job in the insurance industry. As we know oxford auto insurance company doesn’t provide insurance products directly to the customers. They are a brokerage firm that has an alliance with 15 companies and helps you to find the best insurance rates for your auto.

And if you have purchased insurance from oxford auto insurance that means you have purchased insurance from any one of the fifteen companies.

And to file a claim, you have two ways.

First, visit the oxford auto insurance agency homepage and click on the claim. Here, you will get a list of general, and claim the phone numbers of all 15 companies. You can see the list of all companies with their phone number.

You can make them a call directly or you can take the help of oxford auto insurance company. Oxford insurance firm is there to help you in filing a claim.

The second way is you can directly visit the insurance provider’s website and report your claim from there directly.

If you face any problem then you can write to oxford auto insurance at info@oxfordauto.com or get connected with oxford auto insurance phone number at (630) 590-6158.

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What types of insurance does oxford auto insurance provide?

Oxford insurance agency provides five types of insurance products in the state of Illinois with 47 offices.

Oxford Auto Insurance

If you want cheap car insurance in the state of Illinois then you should consider Oxford Auto Insurance company. They have a 90% customer satisfaction rate. And you will also get the same kind of customer service. Oxford has made buying insurance easy and convenient for all customers in terms to find better insurance rates, purchasing insurance, making payments, or renewing your car insurance policy. You can visit the oxford auto insurance company’s local offices anytime. They have 47 locations in Chicagoland and the area.

Oxford Insurance Agency offers comprehensive cheap auto insurance rates in the marketplace. They provide high-quality, low-cost auto insurance rates comparing 15 different companies.

You must keep in mind that your insurance must be compelling with your state’s requirements. And almost every state requires at least to maintain a basic level of liability insurance for every vehicle. We know oxford insurance company mainly focused on the state of Illinois. Then there is the state of Illinois requirements:

• $25,000 of liability insurance for bodily injury per person
• $50,000 of bodily insurance liability insurance per accident
• $20,000 of property damage coverage
• $25,000 per person and $50,000 total per accident in underinsured and uninsured motorist coverage

To drive in the state of Illinois you need to have these basic levels of insurance. Apart from that oxford agency provides comprehensive, collision, medical payment, and property damage coverage in auto insurance.

You will also get benefits like low down payment options, online services, low monthly payments,

Oxford Motorcycle Insurance

Oxford Insurance firm is a trusted name when it comes to buying motorcycle insurance. They help you to find the best policy available for you with the most extensive coverage at an affordable rate.

As per the rule in Chicago as a motorcycle owner you need to have at least the minimum liability insurance for your bike. The basic level of motorcycle insurance ensures that you can pay for damages in case of any collision.

Oxford Insurance company helps to find an affordable motorcycle insurance policy that covers property and injuries in case of any road accidents. The motorcycle insurance policy provides coverage for medical payments, bodily injury liability, comprehensive coverage, and roadside assistance.

But keep in mind cost of motorcycle insurance depends on several factors like driving records, financial situation, and your required coverage.

Oxford SR-22 insurance

SR-22 (financial responsibility) is a document that is issued by the insurance provider to the state’s Department of Motor Vehicles. It means that you have the financial ability to pay the losses that another person suffers if you cause an accident and you have required liability insurance as per the state’s requirement. It is not insurance or any kind of insurance policy.

SR-22 is an important certificate that can help you if you are found involved in a serious moving violation, in case of a suspended license, or as a high-risk driver. Oxford Auto Insurance firm helps you to get these certificates quickly at a very affordable price.

The SR-22 certificate is often put in place after a driver is considered a high-risk driver. You may need it if you have points on your license for speeding or other moving violations. It may be required if you’ve been found guilty of a DUI or DWI, causing a significant accident, or driving without insurance.

Why do you need an SR-22 certificate?

There are many reasons why you need to have SR-22 certificates which are as follows.

Oxford Homeowners and Renters Insurance

Homeowner’s and renter’s insurance is a wise investment. It gives you peace of mind by insuring your home against financial loss or any damage, and from natural disasters to theft.

Oxford Homeowners and Renters Insurance cover personal property coverage, personal liability coverage, and loss-of-use coverage. While homeowner’s insurance has some additional coverage for the home structure.

Oxford provides many types of homeowners and renters insurance which are as follows-

Here, are some of the hazards which are covered and some of are not covered in your policy-

Oxford Auto Rideshare Insurance

Oxford auto rideshare insurance is specially designed for people who drive their car for taxi services ( online or offline) for uber and Lyft. Rideshare insurance covers liability and damage coverage when driving for Uber and Lyft. Rideshare insurance is the best option available to fill the gaps in your personal auto policy and your company’s insurance policy.

However Rideshare insurance is not mandatory by ridesharing companies but having Rideshare insurance is good for drivers in case of any accidents, property damage, or medical expenses related to injuries.

Does Oxford Auto Insurance offer car insurance discounts?

Oxford Auto Insurance claims to give the lowest insurance rates possible, and flexible payment plans. Oxford insurance shop insurance products from 15 different companies and helps you to find the best insurance rates for you. Oxford auto insurance agency claim to provide the lowest down payment options at $23 monthly.

But there is no discount available which can be applied.

Why choose Oxford Insurance company?

As of today, there are so many insurers in the market then why should we consider an oxford insurance company? So, let’s see the pros and cons of the oxford auto insurance agency-

Pros and Cons of oxford auto insurance agency-

Oxford is one of the premier insurance agencies serving in the state of Illinois. So, while searching for any insurance products for your auto what makes oxford auto insurance choose you?

Here, we have listed some of the pros and cons which can help you to consider as your insurance provider-

What are Oxford Auto Insurance reviews and ratings?

Oxford auto insurance company is mainly focused in the Chicagoland area. So, their customers are also from that specific place only. However, they provide their services online but also they don’t have enough reviews from customers.

But yes, the oxford insurance company has achieved an A+ rating from BBB (Better Business Bureau ) which is a third-party private rating agency. An A+ rating means oxford auto insurance company is good enough to consider.

But there are no sufficient oxford auto insurance reviews online.

Oxford Auto Insurance: The Bottom Line

Oxford auto insurance is not an insurance company. It is an insurance brokerage firm that provides competitive insurance rates to customers compared to 15 different insurers in the market. This instance brokerage firm is based in Illinois and mainly serves around the Chicagoland area having 47+ different offices. If you are also looking for cheap auto insurance then you can either visit their website online or get connected on the oxford auto insurance phone number.