Credit cards are the best way to build or rebuild our credit. Credit history plays a vital role in many situations, like getting a new loan. So, having a good credit card and making smart use of the credit card can make your credit score good. And having a good credit score will give you fewer APRs on loans.
Some credit cards are free while some credit cards have an annual fee for that. Do you want to know about such a credit card that is free and helps you to build your credit as well? And also gives you rewards from time to time.
So, the credit card is the best egg visa credit card. And this is our best egg visa card reviews post where we will cover overviews, visa card benefits, features, how it works, fee rates, and many more.
So, let’s start our best egg visa card reviews post-
Best Egg visa credit card Overview
Best egg visa credit card is provided by best egg company which provides you with financial products like loans, and credit cards. Here, is the best egg company at a glance-
| Company name | Best Egg |
| Products | Personal loans and credit card |
| Ratings | A+ from Better Business Bureau, Rated #1 Personal Loan by Best Company |
| Reviews | Excellent on Trustpilot with more than 6,000 reviews |
| Customer Satisfaction | 95% |
Now, look at the best egg visa credit card overview-
| Credit card type | Visa credit card |
| Annual fees | $0 |
| Credit impact | Helps you to build credit, If not approved then doesn’t affect your credit score |
| Fraud Liability | $0 Visa fraud liability |
| Over limit fee | $0 |
| Get connected at | CardServicing@bestegg.com |
| Mobile app connectivity | Available |
| Tracking your spending | Available within app |
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How to apply for a Best Egg visa Credit Card?
Best egg visa credit card helps you to build your credit history. And it comes with a $0 annual fee, over-limit fees, and fraud liability. Applying processes is also simple and easy. First of all, you need to visit the best egg credit card page.
Here, you need to enter your email address and enter your offer code ( if has one) and click on apply now button.
It will open up a new window where you will be asked about your name, address, state, zip code, and date of birth. After the submission of all the required information click on the continue button.
Then they will ask you about your employment status and your income before tax, bank account type, your living like on rent or own the house, and credit card cash advances have you taken in the last 6 months, Then you will get your card details.
Here, you can read about APR for purchase, APR for a cash advance, how to avoid interest on purchase, minimum interest rate, credit tips, transaction fees, penalties fees, billing rights, and terms and conditions.
I advise you to read it carefully. Then click on the continue button. After that, it will ask you for your social security number. Now your application process is completed. So, applying for a new visa credit card on the best egg is easy and simple.
Now the question that comes to mind is-
Should I apply for the Best Egg Visa Credit Card?
So, the answer depends on many factors. If you are looking for a credit card that has the following features-
Then best egg visa credit card for you. You should apply for it.
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A Complete Overview of Features and Benefits
The best egg visa card has many features and benefits for you. Let’s understand them one by one in detail.
Cashback or rewards programs
Best egg visa credit card may offer you cashback and rewards and other incentives from time to time for your purchase. If you are a new card member and have a connection with an application for a new account. Then you will get rewards with terms.
Here, you can earn one percent (1%) in cash back rewards for every dollar ($1) spent on all Purchases. For example, if you spend $100 in Purchases you will be awarded one dollar ($1) in rewards.
Build credit with Responsible Use
Best egg visa card helps you to build your credit as well. If your application doesn’t get approved then it won’t affect your credit as well.
best egg card shares your information about the status of your Best Egg Credit Card with the three main consumer reporting agencies which are Experian, Equifax, and Trans Union. If you do responsible use of the best egg visa credit card then it will build your credit also.
Best Egg visa credit Card eligibility criteria
To get qualified for the best egg visa card you need to fulfill some criteria which are as follows-
| Eligibility criteria | Required |
|---|---|
| Customer Type | Personal |
| Minimum Age required | 18 |
| Employment Statuses | Full-Time, Part-Time or Self-Employed, and Retired |
| Citizenship | U.S. Citizen U.S. Permanent Resident |
| Credit score | Minimum 600 or above |
| Address | Valid email and physical address |
If you fulfill these criteria then you can apply for a visa card and will get approved.
Fees (of any kind)
Best egg company doesn’t charge you any hidden money like transaction fees, application fees, limit fees, and many more. However, there is some certain fee which you need to pay. Here, is a list of all kinds of fees associated with the best egg card.
| Fees | Rates |
|---|---|
| Annual Membership Fee- | $0 |
| Application Fee- | $0 |
| Balance Transfers- | $0 (currently not available) |
| Cash Advance- | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction- | $0 |
| Late Payment- | Up to $39 |
| Overlimit- | $0 |
| Returned Payment- | Up to $39 |
| APR for Cash Advances- | 18.99% to 29.99% |
| Annual Percentage Rate (APR) for Purchases- | 18.99% to 29.99% |
| Minimum Interest Charge- | If you are charged interest, the charge will be no less than $0.50 |
Choose your card design
Here, the best egg company has special features for you. You can choose your own card design like color, and name printed on the card.
Contactless purchase without the physical card
Best egg provides you with a special feature which is a contactless purchase without your physical card. On the best egg card mobile app you can store your credit card in the wallet.
And whenever you go for any purchase just hold your phone over the card reader with an open mobile wallet. Your card will be automatically read and your amount will be debited. So, you don’t need to carry your card always with you.
Does Best Egg credit card have foreign transaction fees?
No, the best egg visa card doesn’t have any foreign transaction fee.
Best Egg Credit Card Customer Support contact email
If you need any assistance from the best egg then you have multiple ways to get connected with the company. Here, is a list of all the ways where you can get connected directly.
| Get Connected | Get Connected at |
|---|---|
| To speak with them | 1-833-707-1226 |
| Mailing address | Po Box 7606 Philadelphia, PA 19101 |
| cardservicing@bestegg.com | |
| Help Center | Read here |
Pros and cons of best egg credit card
Like other credit cards and financial products, the best egg card also has some pros and cons. Here, are all the pros and cons of the best egg card.
Pros
- Have mobile app
- Excellent reviews from more than 6,000 people
- A+ rating from Better Business Bureau
- Better Business Bureau accelerated company
- Offers cashback and rewards
- Helps to build credit
- $0 fraud liability
Cons
- Not available in some places
- High APRs for purchase
- Comparatively fewer offers and rewards
- No signup bonus is available
- You need a credit score above 600
That were all the major pros and cons of the best egg visa credit card.
Best egg credit card reviews
Best egg company has a very large number of reviews. There are more than approx 7,800 best egg visa card reviews on Trustpilot. However, they contain some negative reviews also.
But overall 89% of people have given 5-star reviews on Trustpilot. You can have a look at Trustpilot reviews here.
How to make the best egg visa credit card payment?
There are many ways to make the best egg visa credit card payment. Let’s see one by one-
Auto pay:
Autopay is the easiest way to make payments on your credit card every time. And to avail of the service first, you need to log in or call us at 833-707-1226 to enroll in autopay. Here, you can choose your minimum payment, full balance, or another custom amount.
Via mobile App:
On the best egg mobile app, you can make your credit card payment easily. For that download the mobile app and make your one-time payments from your Android or iOS device.
Online:
You can also make credit card payments online. First, you need to log in to your account to schedule one-time payments for your credit card. Here, on the Card dashboard, Click on ‘My Account’ in the top right corner, and log in.
Click on the ‘Minimum Due’ Box, located in the center of the home page. Then select the payment method, date, and amount and click ‘Continue’ to process your payment.
Phone:
You can also pay them on the phone. Just call them at 833-707-1226 to schedule one-time payments.
Mail:
The best egg also accepts checks, cashier’s checks, and money orders. But this method may be slower. Because all your things would take 5-7 business days to reach there and get processed.
Where is the best egg visa card service available?
Best egg card service is almost available in every big city around 46 states in the nation. However, in some places, they are not available. Here, is a list of all the locations where the best egg visa card service is available for you.
Also, there are some states where the best egg visa card is not available. Here, is a list of such places-
Does Best Egg Credit Card report your account activity to credit bureaus?
Yes, the best egg credit card reports your account activities like bill history to three major credit bureaus. Which helps you to rebuild your bad credit also. Three major credit bureaus are-
Even if you fail to pay your bills on time then they might also report that. Which can hurt your credit history.
What do we like about the Best Egg Visa Credit Card?
The best egg card is best suitable for those who want to build or rebuild their credit. Apart from that here are some things about the best egg visa credit card which we like the most.
Best egg visa card has Annual percentage rates from 18.99% to 29.99% APR based on your creditworthiness. And the same as for the cash advance also. And they have minimum interest rates of no less than $0.50.
And many types of fees like applications, over-the-limit, and transaction fees are completely zero. They also provide you with offers and rewards, and a minimum payment system for your purchase.
Is Egg Visa a good credit card?
If you want to ask me about my opinion about the best egg visa credit card, then I going to say yes. The best egg company is very reputed and BBB accelerated, having great reviews from their existing customers.
However, being a person here with this credit card you can save money on kinds of fees that are charged on other types of credit cards. Here, you don’t need to give any fee for such operations and uses.
Does Best Egg have a Mobile App?
Yes, the best egg card has its own mobile app where you see all the activity related to your card. You can change your password, and contact information, request to replace your card, pay your bills, and many more. Also, you can activate your credit card with this app also.
Wrapping up- Best egg visa reviews post
Well, there are so many credit card companies and card types available right now. But if you are looking for a credit card that can help you to boost your credit score and charge you minimal fees than best egg visa credit card is the best suited for you.
That was all our best egg credit card review posts. I hope you like it and it solved all your doubts regarding your visa cards here only.